TERMS AND CONDITIONS

Terms and Conditions

Harbour Asset Management Limited is the issuer and manager of the Hunter Investment Funds. Investors must receive and should read carefully the Product Disclosure Statement. We are required to publish quarterly Fund updates showing returns and total fees during the previous year.

Use of website: By accessing this site, you agree to be bound by the following conditions of use. If you do not agree, or if the stipulation below prohibits you from accessing and using the site, you must not continue to access or use the site.  Harbour requires users to request permission to link to this website.

Jurisdiction

The information on this website is designed and intended for use in New Zealand only and by New Zealand Residents only.  The information and services available on or through this site does not constitute an offer or solicitation to offer financial products or conduct investment business outside of New Zealand.

Information not Advice

The information provided on this website is not intended to constitute advice to any person.  To the extent that any such information, analysis, opinion or view constitutes advice, it does not take into account any person’s particular financial situation or goals and, accordingly, does not constitute financial advice under the Financial Markets Conduct Act 2013.

The information, analysis, opinions and views on this website, or in any material available through the website, do not constitute advice of a legal, accounting, tax or other nature to any person.  Reference to taxation or the impact of taxation does not constitute tax advice. The rules on and bases of taxation can change. The value of any tax relief will depend on individual circumstances.

You should consult your tax adviser in order to understand the impact of investment decisions on your tax position.

No guarantee

Neither Harbour nor any other person guarantees repayment of any capital or payment of any returns on capital invested in the investments referred to on the website.

Past performance is not indicative of future results and no representation or warranty, express or implied, is made by Harbour regarding future performance.

Please be aware that where an investment is denominated in a foreign currency, changes in rates of exchange may have an adverse effect on the value, price or income of the investment.

Data, Information and Services

Any data and information on this site is provided in good faith and has been obtained from sources which Harbour believes to be reliable and accurate but its accuracy and completeness is not guaranteed and Harbour makes no representations and gives no warranties that the information is free from errors or omissions. Harbour is not responsible for the accuracy of the information contained on the website provided by third parties or for any delays, interruptions or errors in the provision of such data, information or services. The data and information on the website is provided “as is” and is subject to change without notice.

Please be aware that certain data and/or information on, or accessible through, this website or certain services available through this website, may become unavailable at any time without notice.  Transmission of information or the provision of services may be subject to arbitrary delays beyond our control.

Any sites linked to this website are not under the control of Harbour.  Harbour is not responsible for and makes no representations, warranties or conditions concerning the contents of any linked website or any link contained in a linked website. The inclusion of any link on this website is provided as a convenience only and does not imply endorsement, investigation or verification by Harbour of the linked site.

To the fullest extent permitted by law, no liability or responsibility is accepted by Harbour for any loss or damage arising out of the use of or reliance on the information or services provided on or through this website including without limitation, any loss of profit or any other damage, direct or consequential. Information is subject to change without notice. Harbour is not responsible for any damage to your computer, software, modem, telephone or other property resulting from your use of the website or the services made available through the website.

You bear all risk from any use or results of using any information on, or services provided through, this website and it is your responsibility to verify all information before making final decisions or commitments.

Information collection and use

We automatically collect some information and metrics from website users via cookies, in order to optimise and improve the website design and content for users. This may include the timing and frequency of your use of the website, page requests, form requests, click activity and other information that you voluntarily enter into the website.  This information is not linked to anything that identifies who you are.  In other words, your session will be logged, but you remain anonymous to us.

In addition, we may use third party cookies from third party services such as Google Analytics (specifically Google Analytics Demographics and Interest Reporting).  These services give us insight into behavioural information relating to users interests in our services, on an anonymous and aggregate level. This helps us to understand browsing behaviour to give a better experience whilst using our services.

You can access Google’s Privacy Policy here. To opt out of Google Analytics (for all websites, not just ours) click here.

Harbour is committed to ensuring the privacy of your information. All personal information you supply to us through our website research subscription signup form is recorded for use in research distribution and communications. You have the right to unsubscribe to these emails at any time. You have the right to ask to see any information Harbour holds about you.  If you believe the information is wrong, you may ask that it be corrected. To request information about yourself, please contact us on 0800 460 830 or contactus@harbourasset.co.nz.

Copyright

Certain data and information accessible on or available through this site is the intellectual property of Harbour or the relevant news and information services providers or other third parties that provide such data and information to the relevant service provider, or to Harbour. The data and information is protected by copyright and other intellectual property laws and all ownership rights remain with the information service provider or the third party or Harbour (as the case may be).  Copying and distribution of any of the contents of this site is strictly forbidden.